Stabilized Bridge Loan
Rates Starting at 10.99%*
Our Stabilized Bridge product addresses the evolving requirements of borrowers with ease and efficiency.
RBK GFS: Simplifying Bridge Loan Solutions
No DSCR
RBK GFS offers flexible short-term financing for stabilized properties, providing tailored solutions to meet your immediate funding needs.
Maximum LTC
Up to 85% of the purchase price plus verified completed capex for properties owned less than 6 months.
Maximum LTV
- 70% for properties owned more than 6 months (FICO 700+).
- 65% for properties owned more than 6 months (FICO 660-699).
Minimum FICO
660
Purpose
Financing for properties recently renovated or constructed, ready for sale.
Loan Amount
$75,000 to $1,500,000 (larger loans considered case-by-case).
Term Length
Standard 12 months, with up to 18 months available at lender discretion.
Eligible Properties
Single-family homes, 2-4 unit properties, townhomes, PUD and warrantable condos.
Property Condition
Must meet a condition rating of C2 or better.
Collateral Requirements
Property value must fall within the 90th percentile of the market, excluding rural or unique properties.
DSCR Exit
RBK GFS also provides DSCR Exit Loans for properties transitioning to rental status but not yet ready for long-term financing.
Maximum LTC
Up to 85% of the purchase price plus verified completed capex for properties owned less than 6 months.
Maximum LTV
70% LTV.
Minimum DSCR
1.10 based on the lower of in-place rent or market rent.
Minimum FICO
660
Purpose
Financing for properties rented or soon to be rented but not ready for permanent financing.
Loan Amount
$75,000 to $1,000,000 for single-family residences.
$75,000 to $2,000,000 for 2-4 unit properties (larger loans considered case-by-case).
Term Length
Standard 12 months, extendable to 18 months at lender discretion.
Eligible Properties
Single-family homes, 2-4 unit properties, townhomes, PUD and warrantable condos.
Property Condition
Must meet a condition rating of C4 or better, with no deferred maintenance.
Collateral Requirements
Excludes rural, exotic or unique properties.
Solutions we Provide
Innovative Lending Solutions for Modern Needs
Introducing a lending option designed to meet today’s market demands. Our Stabilized Bridge product addresses the evolving requirements of borrowers with ease and efficiency.
Modern Lending Solutions
Introducing Stabilized Bridge loans to meet evolving market demands effectively.
