Challenges with Traditional Loans for Real Estate Investors

Traditional loans are ill-suited for real estate investors due to strict requirements, lengthy approvals and regulatory burdens.

Additional regulations like TILA and RESPA under TRID rules make the process even more cumbersome for non-owner occupied properties.

The Benefits of Business-Purpose Loans

• Exempt from TRID regulations, simplifying lending.
• Diverse financing options: fix-and-flip, rental portfolio, bridge loans and ground-up construction loans.
• Customizable terms for varying project needs.
• Quick approvals enable competitive edge for investors.

Additional Benefits for Investors

• Covers diverse properties like single-family rentals, townhomes, condos and PUD.
• No prepayment penalties encourage financial flexibility.
• Prioritizes metrics like LTV, LTC and ARV over borrower credit scores.

The Role of Table Funding in Private Lending

Table funding allows private lenders to focus on relationships while capital providers handle underwriting and funding.

How it works:

• Private lenders identify properties and submit loans to capital providers.
• Capital providers manage underwriting and fund disbursement.
• Private lenders maintain authority without using their own capital.

Partnering for Success with RBK GFS Table Funding

• Efficient underwriting and document preparation.
• Direct capital disbursement at closing with no out-of-pocket expenses.
• Support for fix-and-flip, rental portfolio and ground-up construction loans.

Elevate Your Lending Business

Leverage business-purpose loans and table funding to expand operations and strengthen client relationships. Partner with RBK GFS for tailored financing solutions and thrive in the competitive real estate market.